Hurtling towards the end

I've been feeling a little up and down the past couple of days. It does feel as though it's triggered by stress, there always seems to be something to worry about, even if everything looks alright on paper. But then, it's an outlook, a state of mind one has that has control over these emotions. It's hard to control, though. 
 
I know that everything will be okay in the end. But it's the journey towards 'the end' that antagonises me so. 
This new guy who's moved into the flat is a bit of a jerk and I feel as though it was probably a mistake choosing him to move in, which I find really frustrating because I had the chance to choose someone else. Urgh. But, you can't find this information out until you live with them, how was I know he was an cunning idiot from a half hour interview?
Things could be a lot worse, and in the very least, at least I have my own space, my own room and it's excellent value for what it is and where it is. I love my room so much! 
but then I go from feeling enthusiastic about the house, to feeling bummed out about it in the space of a few moments. When I tell friends and family about the situation and recent frustrations with the new tenant, they all advise me to move out. Of course, it feels like the most natural thing to do but I am reluctant to move into another speareroom type deal where I'm again, moving into the unknown with strangers. Since my last move last year, I told myself my next move would be with the boyfriend, unaware it would be Chris, at the time. And soon the tenancy will be up for renewal, and I find myself wondering what to do next. Me and Chris do talk about it from time to time, but I know from his point of view it's rather early. And he'd be giving up a lot more than me, he's at home with him mum, in home comforts and surroundings. He pays rent but not as much as me, for bills and such it'll be a lot more than he is now I'm sure. He hasn't made this commitment before, and he's never moved out before. Whereas I have lived with a SO before and moved more times than I care to think about. So, I want it to be on his terms for sure. I don't want to get too excited by the idea for him to turn around and say 'not yet' or even worse, 'no' or! Even worse than that, move in together and realise he doesn't like it and we break up...leaving me with a place to fund on my own, god, nightmare. 
But every now and then I look at places, just to see what's about in the market and I can't help but picture what it'd be like. Because I do see it, not just because I want to. 
But then, if it's meant to happen, why rush it? But on the flip side, why wait? If it feels right, why not take a chance and go for it. Ah, all these thoughts. 
It would open up a few other ideas though, such as getting a new job. Where I am now is ok but I'm not really able to save any money, i'm just getting by. When it comes to winter again I'll get more public transport again and spending more...but ah, that's a way off yet. Plus, i'm planning a massive life overhaul when I've only recently settled from the last one I had. That's two big events at the same time, plus putting a new relationship under strain...hmm, maybe not the best idea. 
Maybe it's best we do wait for a year. It feels so long though. But then in that time I can work on myself, get into shape, get my creative career off the ground, see how things are then. Maybe we could review the situation 6 months from now. I don't know. Its the sort of thing I should probably talk to him about but again, I don't want to frighten him off...